Attention homeowners in Ocean View and Cape May County: Get an Appraisal today!

Check out the top 7 reasons why NJ homeowners need Cape Atlantic Appraisals, LLC:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. To challenge a NJ property tax assessment
  3. Remove PMI to reduce their mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in Cape May County or the state of NJ

Need help determining the price of your home in or near Ocean View, NJ?
Contact Cape Atlantic Appraisals, LLC.

We at Cape Atlantic Appraisals, LLC understand the unique needs of a homeowner seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a regular homeowner that most likely doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Cape Atlantic Appraisals, LLC, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to save money for homeowners. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Cape Atlantic Appraisals, LLC, we're qualified in helping consumers just like you remove unneeded and unwanted PMI insurance.

Challenge property tax assessments

If you live in an area that is declining or not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting a professional appraisal from Cape Atlantic Appraisals, LLC is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. Cape Atlantic Appraisals, LLC can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for accuracy? Cape Atlantic Appraisals, LLC offers field reviews where we'll go out and check the subject and comparables. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.